The research theme is the business concept According to Islamic economics. This study aims to identify and analyze what is the challenge of development of BMT as Islamic Micro Finance Institutions (LKMS) are legal entities Credit Unions and Islamic Financing (KSPPS) in the city of Pekanbaru in Riau province. Qualitative data used is sourced from secondary data. Technical studies conducted by the method of literature and observations directly. The results showed that the BMT in Pekanbaru faced with a significant challenge because it is associated with similar challenges faced BMT activists across Indonesia. The challenges faced include external challenges Indonesia economy, dynamics of banking sector, legal and regulatory problems, Role and Position of Cooperatives. Besides, it is a challenge from within the form. Sharia compliance, Institutional Strengthening and employees. Meanwhile all these challenges can be an opportunity BMT in the future if it can be addressed and managed well and Syari.

The theme of the article is based on economic principles Islam. The purpose of writing the article is: to analyze the Sharia in BEI exchange offer. Research is the study of literature. The index of sharia has become a part or the instrument in capital market transactions. Any securities that enter the Islamic capital market flows through a rigorous selection on sharia indekk that JII (Jakarta Islamic Index). The selection is part of the bidding process before the Islamic securities offered to investors through the capital market. Among the sharia always dimanati index at the level of investors were shares of sharia, Islamic mutual funds, Islamic bonds (Sukuk) which is a part that can not be separated in capital market transactions. The institute is a precondition towards Islamic securities with principal business does not conflict with Islamic law, as stated in a fatwa DSN-MU. In the presence Index sharia, the Islamic banks, Takaful and other Islamic financial institutions have alternatives to invest their funds and distribute their profits to their clients.

This study highlights the characteristics of Small and Middle Entrepreneurs (SMEs) as a debtor of micro finance institution (MFI), whether as conventional or sharia type. The study was conducted by taking primary data including 30 debtors of conventional MFI and 29 debtors of Sharia MFI using a questionnaire. In the first stage, the study established several indices to measure the religiosity level using Principal Component Analysis. Additionally, game field experiments use in order to reveal the debtor’s risk preferences. At a later stage, the probit regression model used. This study found that debtors of sharia MFI is relatively more religious. There is also a fact that debtors from both types of MFI have the same risk preferences, risk lover. But debtors in sharia MFI have a relatively lower level one. So, in order to broaden the Sharia MFI inclution, the managers have to pay more attention to at least two other characteristics of SMEs; their age and the years of experience in business management.

The research theme is the concept of business according to Islamic economics. This study aimed to determine the conformity level between the quality of services provided by the Pekanbaru Bhayangkara Hospital and inpatients expectation. The studying method used was descriptive and explanatory survey method. Descriptive survey of the study was a method to obtain a description of the services quality of the Pekanbaru Bhayangkara hospital and Explanatory survey is a method was implemented through distributing questionnaires to inpatients in the Pekanbaru Bhayangkara Hospital. This study was included in the crosssectional category, the entire inpatient population amounted to 1729 people with 95 people as a sample, and the sampling technique was purposive random sampling. The data analysis was Importance Performance Analysis, if there any gaps between the quality of services provided by the Pekanbaru Bhayangkara Hospital and inpatients expectation. The results showed that the quality of services is the organizations performance and obtained an average of respondents expectations for service in the Pekanbaru Bhayangkara Hospital was 3.97 which indicates the service is important, while the average of servicesin reality in Pekanbaru Bhayangkara Hospital was 3.09 which indicates patients was quite satisfied, and the level of conformity of the most respondents expectations was77.96% for the services in Pekanbaru Bhayangkara Hospital. It means that the quality of servicesis very important and be a main priority for Pekanbaru Bhayangkara Hospital, despite the fact that patients are not satisfied or quite satisfied with the services provided by the hospital.

The research theme is the concept of business according to Islamic economics. The object of research is the existing sharia banks in Indonesia. The purpose of research are: 1) To see the effect of promotion costs on customer growth of sharia banks, 2) To see the effect of the cost of education and training on customer growth of sharia banks. The research variables are: 1) The independent variable (cost of promotion, education and training), 2) The dependent variable (customer growth). The study design was quantitative. This type of research is causality. The analytical tool used is multiple linear regressions. The data is used is secondary Data Obtained from Bank Indonesia. The data is in use are: 1) Cost of promotion in sharia banks, 2) The cost of education and training in sharia banks, and 3) The number of accounts in sharia banks. The results of the research are: 1) The cost of promotion has a significant influence on the growth of the customer, 2) The cost of education and training has a significant influence on the growth of the customer.

The theme of the article is based on economic principles Islam. The purpose of research is to see economic development in the perspective of the Islamic economy. Research is the study of literature. Economic development is one of the strategies to achieve the goals aspired nation. The goal is how poverty, unemployment, economic disparity and social resolved so as to realize human welfare. But in fact, the construction of which is expected to have an influence on society has not caused yet siding with the people. Increased poverty and unemployment occur, ultimately requires all state elites to reformulate development strategies that are better suited to be applied in a country rich in natural resources. Thus, there is no society that neglected and underdeveloped. It is appropriate experts economic, social, technological and political start doing a lot of studies on how to make successful development without being haunted by their poverty and unemployment. economic development as the growth of human maturity, in which material progress is inevitable and must be supported by the power of spiritual maturity. An important goal of employment growth coupled with reliable and skilled in their fields, will be the quality of the work that has quality, economic stability, distributive justice and concern for nature. Economic development is comprehensive Islam has the characteristics of an element of spiritual, moral, and material, and activities tend to be multidimensional so that all business submitted to balance a variety of factors and does not cause inequality.

The research theme is the concept of business according to Islamic economics. The research objective is: to analyze recruitment, selection and placement according Islam. Research is the study of literature. Islam is the Religion of Allah. The rules of Islam come from God. God has sent down Al-Quran as a guidance to the ummah of Islam in the running of every aspect of life. The hadith is also used as the basis of muslims. So also the thing with the Islamic concept of human resource management. This paper describes how the Islamic perspectiveregarding the process of recruitment, selection and placement of human resources. How the process and implementation of recruitment, selection and placement in Al-Quran and Hadith to be guidelines for muslims.

The research theme is the concept of business according to Islamic economics. This study aims to describe how to financing of Islamic Bank contract performance 2008 -2013 period. This research base on published data of Bank Indonesia and Financial Service Autority. The method used in this research is ratio analysis tehcnic and Coomonsize analysis technic of the quantitative approach. The result shows that:signifcant contribution of murabaha and musyaraka contract financing in Islamic Bank balance statements, significant and smoth of growth level with murabaha and musyaraka contract. The impact of this research, Islamic Bank must be focus to use of murabaha and musyaraka contract financing and salam contract,istishna contract, ijarah contract unimplemented or maybe deleted. Because its unsignificant countribution and more fluktuatif performance of growth.